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My take? You can never be too safe. I prefer a total security suite. TotalAV, a sponsor of my national radio show, is easy to use and offers the best protection in the business. They’ve received the renowned VB100 award for detecting more than 99% of malware samples for the last three years in a row. Their AI-driven Web Shield browser extension blocks dangerous websites automatically, and their Junk Cleaner can help you quickly clear out your old files.

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Cloud backup is still the way to go. You just need to make sure you're using a safe, reliable company to get the job done. My pick is IDrive. Your data is encrypted with 256-bit AES encryption on transfer and storage. You can set your privacy to the highest level by creating a private key for your account during signup. That means no one but you will have access to your data.

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