5 Women Who Seriously Budgeted — And Seriousl y Saved

Think you’re carrying too much debt? Not saving enough? Here’s a roadmap to freedom — and some inspiration — from some fearless females who’ve been there and done that.

5 Women Who Seriously Budgeted — And Seriously Saved Sometimes, we are all afraid of the "b" word. You know: Budget. As in, an effective way to make and meet financial goals, strategically manage debt and build a happy retirement. It leads some women to establish hard-and-fast rules for how incoming money is handled. But for others? It can be scary to think about reining in our spending and potentially changing our day-to-day routines. No matter if we’re battling monthly student loan payments or we are aiming to buy a home by the time we blow out 30 candles on our birthday cakes, the tricky part is getting started, especially when we feel like we are already treading water — or tracking behind our peers of the same age. The good news? There is a light at the end of any dark financial tunnel — and it’s often found by seeking advice from others who have been there, budgeted-that. Here, we highlight the impressive feats of five women from different life styles and stages on how they seriously budgeted … and seriously saved. Plus: Living Your Best Financial Life, with The Debt Free Guys Husband and husband team David Auten and John Schneider, hosts of The Queer Money Podcast, are known as the "Debt Free Guys" for a reason. This week they sit down with us in the HerMoney Podcast* to offer some inspiring advice on how to live a fulfilling life without sacrificing financial security. Listen in as they break down how to discuss combating financial anxiety with your partner, how to take a good, hard look at what you may be doing wrong with your money, and how to weigh the financial priorities (and sacrifices) in your life. They also tackle the question as to why the LGBTQ community assumes more debt than the heterosexual population, why same-sex couples are 73% more likely to be denied a mortgage, and what financial institutions can do to affect change. Looking to Refinance Your Mortgage? Here’s Everything You Need to Know Over the past few months, you’ve probably seen more than your fair share of stories about refinancing your mortgage. Why now? Mortgage rates are low—well below their historical average. Popular 30-year fixed-rate mortgages are averaging about 3.75%. For many homeowners, now may be a good time to refinance your mortgage and capture that lower rate. Should you refinance? The Goodness of Gifting: A Story of Amazing Customer Service Have you ever received a gift from a stranger that was so surprising you felt you had to tell the world? Reporter Melanie Brooks has. This is her story. Should I Care About Stock Market Moves? How Does the Market Affect Me Anyway? Even if you don’t spend your time reading The Wall Street Journal or watching CNBC, you’ve probably heard that the last few days have seen some big moves in the stock market. Or maybe you’ve opened your 401(k) account statement online to find that the balance was lower than the last time you checked. "Over time, there are always going to be ups and downs in the market, and we haven’t had a lot of volatility in the past year and a half," says Cary Carbonaro, Certified Financial Planner, managing director of United Capital of New York and author of "The Money Queen’s Guide for Women Who Want to Build Wealth and Banish Fear." "But there has never been a 10-year period where you’ve lost money in a balanced portfolio." Here’s what you need to know about stock market moves. *This is a sponsored podcast, and it’s a part of a paid campaign with Fidelity Investments, which means we were compensated for this piece of educational content. Thanks! Update your information Forward this email to a friend

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