| | | | | Allianz Guaranteed Income for Life (AGILE) | | AGILE is a flexible retirement income solution that provides the certainty that comes from combining a protected investment with potential for performance growth, with a guaranteed lifetime income. | | One of the unique features of AGILE is the ability to lock-in a known lifetime income rate – with guaranteed annual increases every year you wait to start your income. | |
|
| | | | | Certainty
Guaranteed income payments for the rest of your life. |
|
|
|
| | | | Flexibility
Access your investment value anytime1. |
|
|
|
|
|---|
| | | | Choice
Choose when to start your guaranteed lifetime income2. |
|
|
|
| | | | Protection
Total or partial protection from adverse market movements. |
|
|
|
|
|---|
|
|---|
|
|
|
|
|
| | AGILE is available on HUB24 through HUB24 Invest & HUB24 Super. | |
|
|
|
|
|
| | About Allianz Retire+ | | When it comes to planning for and financing their retirement, Australians shouldn’t have to worry about tomorrow’s ‘what ifs’, market volatility and whether they’ll have enough money for the future. | | At Allianz Retire+, we have brought together the expertise of the centres of excellence within the Allianz Group, to develop retirement solutions that will provide the peace of mind that comes from a secure, guaranteed lifetime income, with the flexibility to access capital if needed3. |
|
| | | We’re here to support you in delivering an independent and rewarding retirement to your clients and members. Reach out to your Allianz Retire+ representative today. | | | |
|
| | (1) During both Growth and Lifetime Income Phases, investors are free to make Full or Partial Withdrawals from their Investment Value at any time. During the Growth Phase, investors have access to a Free Withdrawal Amount (FWA) equal to 5% of their initial Investment Amount, available annually. Withdrawals in the first 10 years may be subject to a Market Value Adjustment. Withdrawals will also reduce their potential Lifetime Income Payments. If an investor selects the Age Pension+ Option, they will no longer have access to the FWA in the Growth Phase, and the available Withdrawal Value will be limited to the maximum amount allowable under the social security Capital Access Schedule. | | (2) Anytime after the third year of the commencement of your AGILE investment, you can start your guaranteed lifetime income. Lifetime income payments will automatically commence when the life insured reaches 100 years of age (or after the life insured reaches Life Expectancy if the Age Pension+ Option has been selected). | | (3) During both Growth and Lifetime Income Phases, investors are free to make Full or Partial Withdrawals from their Investment Value at any time. During the Growth Phase, investors have access to a Free Withdrawal Amount equal to 5% of their initial Investment Amount, available annually. Withdrawals in the first 10 years may be subject to a Market Value Adjustment. Withdrawals will also reduce potential Lifetime Income Payments. If the Age Pension+ Option is selected, the available Withdrawal Value will be limited to the maximum amount allowable under the social security Capital Access Schedule, and investors will no longer have access to the Free Withdrawal Amount. | | This material is issued by Allianz Australia Life Insurance Limited, ABN 27 076 033 782, AFSL 296559 (Allianz Retire+). Allianz Retire+ is a registered business name of Allianz Australia Life Insurance Limited. | | The information is current as at April 2024 unless otherwise specified. This information has been prepared specifically for authorised financial advisers and super fund trustees in Australia, and is not intended for retail investors. It does not take account a person’s objectives, financial situation or needs. Before acting on anything contained in this material, you should consider the appropriateness of the information received, having regard to your objectives, financial situation and needs. The returns on the Allianz Guaranteed Income for Life (AGILE) product are subject to a number of variables including investor elections, market performance and other external factors, and may differ from the information contained herein. Past performance is not a reliable indicator of future performance. | | No person should rely on the content of this material or act on the basis of anything stated in this material. Allianz Retire+ and its related entities, agents or employees do not accept any liability for any loss arising whether directly or indirectly from any use of this material. | | Use of the word ‘guarantee’ in this material refers to an assurance that certain conditions or contractual promises will be fulfilled by Allianz Retire+ from the available assets of its Statutory Fund No 2, in relation to the product terms. This includes ‘guaranteed’ income payments in the Lifetime Income Phase which will be paid from the available assets of Statutory Fund No 2, noting that Allianz Retire+ may terminate the product in certain limited circumstances as outlined in the Product Disclosure Statement referred below. | | Allianz Australia Life Insurance Limited is the issuer of AGILE. Prior to making an investment decision, investors should consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) which are available on our website (www.allianzretireplus.com.au). | | PIMCO provides investment management and other support services to Allianz Australia Life Insurance Limited but is not responsible for the performance of any Allianz Retire+ product, or any other product or service promoted or supplied by Allianz. Use of the POWERED BY PIMCO trade mark, or any other use of the PIMCO name, is not a recommendation of any particular security, strategy or investment product. | | HUB24 Custodial Services Pty Ltd is the operator of HUB24 Invest (an investor directed portfolio service), promoter and service provider of HUB24 Super which is a regulated superannuation fund. The trustee and issuer of interests in HUB24 Super is HTFS Nominees Pty Limited ABN 78 000 880 553, AFSL 232 500, RSE Licence No. L0003216. No entity within the HUB24 group nor HTFS Nominees Pty Ltd guarantees any payments under AGILE and is not responsible for the performance of any Allianz Retire+ product, or any other product or service promoted or supplied by Allianz. © HUB24 | Allianz Retire+
GPO Box 4181, Sydney, NSW 2001
This email was sent by Allianz Retire+ GPO Box 4181, Sydney, NSW 2001 |
|
|
|
| © 2024 Money Management. All Rights Reserved. You have received this email because you have subscribed to Money Management or a Momentum Media publication. This email has been sent automatically and you cannot reply to it. If you have any questions please contact us directly. You are subscribed to our Bulletin service with this email <<Email Address>>. The contents of this newsletter are purely for your information. Click here to read our disclaimer.
Click here to update your email receiving preferences.
Click here to remove yourself from this list or call us on 02 9922 3300. |
|
