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Ric Edelman's The Truth About Money
     
 
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Just for fun, can you determine the closing number of the Dow Jones Industrial Average on April 6 of 2017? Wait, let’s make it easier — what was the closing number of any date in April 2017? Stumped? Well, so is Ric. Who could possibly remember that? What’s more, who even cares? After all, it makes no difference whatsoever.

 
     
     
 
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Most 401(k) plans are managed quite well. But the Department of Labor has determined that some employers have abused employee contributions. Know the warning signs that your plan may be misused.

 
     
 
     
 
Radio
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It’s unrealistic to expect the stock market to sustain its recent returns

The market is up nearly 20 percent so far this year, but businesses are seeing a reduction in sales. Listen to Ric explain why this is OK and how it won’t prevent you from reaching your goals.
 
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  • How life changes can impact Social Security, taxes and estate planning.
  • How a planner can help you create a personalized financial plan that adapts to your changing life.
  • Why longevity and rapid advances in health care and medicine should change the way you invest for retirement.
Register now to learn how to prepare for the challenges of a changing world.

Tuesday, Oct. 29, at 2 p.m. & 7 p.m. ET

Register for our free webinar
 
     
 
     
 
Q&A 


A reader is concerned about outliving his life insurance and has been thinking about taking the cash value from his policy and using it to build up his savings. Or maybe taking a loan from the policy. Read what Ric thinks about this idea.



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Investing strategies, such as asset allocation, diversification, or rebalancing do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.

All information provided is for education purposes only and does not constitute investment, legal, or tax advice, an offer to buy or sell any security or insurance product or an endorsement of any third party or such third party's views. Whenever there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals, or points of view outside Edelman Financial Engines. All examples are hypothetical and for illustrative purposes only. Please contact us for more complete information based on your personal circumstances and to obtain personalized individual investment advice.

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