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DON'T believe the fake ads on Facebook |
Warning: Energy price hikes hitting NOW Brit Gas yesterday, Scot Power on Fri, Npower on 17 Jun - all typically 5.5% on gas & elec. EDF 2.7% elec next Thu. SSE bound to follow soon. Beat 'em and save £300+/yrMillions of energy bill-payers who aren't on a fixed tariff face hikes. As announced recently, four of the Big 6 are raising prices on their standard tariffs over the next couple of weeks - no surprise it's in warmer times when attention is elsewhere. But DON'T let 'em get away with it. Big 6 standard tariffs cost an average £1,170/yr with typical use, yet you could pay as little as £810/yr. And if with E.on, it raised prices in Apr, and we expect SSE hikes soon. Worried about poor service? Guess what - we've a filter for that too. You can use our 'good' or 'superb' service filters to weed out the service scoundrels. Switching to the cheapest good service firm from a Big 6 standard tariff typically saves £290/yr. Still determined not to switch, even though it's the best way to save? Switching's no big deal - it's the same gas, elec and pipes. You won't go without your supply and only service + price changes, though if you owe your supplier on leaving you may have to pay it straightaway. If still worried, at least get on your provider's best deal. Check via our 'My Current Supplier' filter. Our Cheap Energy Club has lots more switching help, incl more on smaller suppliers. |
Ends Sun. £4.75 'Topshop, M&S, Zara etc' de-tagged shoes, dresses, jackets & more. MSE Blagged. Discounter sells big stores' surplus stock + non-branded clothes. Norm £5 + del. But it's £4.75 including del via our code. Everything5pounds How to pay £15 for £48 of Max Factor. Incl full-size mascara, lip colour and kohl pencil. Take it to the Max Cheapest-ever loans - 2.7%. If you need to borrow (only do if planned and affordable), rates are super-low. For £7.5k-£15k, Sainsbury's Bank's* 2.7% rep APR rate is the cheapest ever if you borrow for 1-3 yrs and you've a Nectar card. Last week Ratesetter* cut rates on £1k-£3k loans to 6.7% rep APR - the cheapest for years at that amount (though credit card loans can be cheaper). For full best buys and how to decide if borrowing is right for you, see Cheap Loans. 'You're dead to us.' TSB cancels direct debits of customers who've switched away, WRONGLY claiming they've died. We first reported this last week and the papers picked up on it. Read the original: TSB 'kills off' customers. Free Open Farm Sunday, incl pony rides, animal feeding & welly wanging at 300+ farms. One day a year, they open their gates and put on activities - it's a baaaa-gain. See Open Farm Sunday heads-up for full info. Ben & Jerry's cookie dough ice cream £1.75 - cheapest we've seen. Norm £5. We've got the scoop |
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New. The return of sub-£20 fast fibre broadband AND line rental If you've a need for speed, the dream is fast fibre broadband for under £20/mth. And this week Vodafone has added a £20 Amazon voucher to bring its fibre & line price down to an equivalent £18.89/mth - the first time in a few weeks we've seen fibre so cheap. If you prefer BT, it's reducing fibre & line to an equiv £21.27/mth from Wed - while pricier, it offers faster speeds.
Wait a minute... fibre used to be up to 38Mb, 52Mb or 76Mb. Has broadband got slower? No, what has changed is the way providers advertise. Till last week they were allowed to claim the max speed in ads, as long as 10% of customers could get it. Now they can only give avg speeds, as long as at least half can get it at peak hours of 8pm-10pm. |
Martin's got a favour to ask... If you've ever saved money watching him on TV, he'd love you to vote for his show in the TV Choice Awards (click to 'Best Lifestyle Show' & keep clicking 'Next' till the end for it to count). TV Choice vote Is your old iPod, Game Boy or Walkman worth £100+? See how to bag big bucks for retro gizmos. Did you buy an iPhone battery from Apple in 2017? You may get £54 back. Full info in iPhone refunds. £15 shaving kit (norm £50). MSE Blagged. Incl razor, 2 blades, gel, face wash and more. 1,000 avail. Grüum kits FitFlop 20% off code. MSE Blagged. Plus free del. Valid on new season items till Sun. Step this way 50,000 Aviva customers owed up to £100. See who's due and what to do in Aviva refunds. |
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AT A GLANCE BEST BUYS
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6 PlanetSaving tips, incl 'FREE' £17 MAC lipstick for recycling Let's be frank, sometimes 'going green' can cost you. But with environmental issues very much in the spotlight, we've compiled some fun ways you can help save the planet AND a few bob. (PS: While the energy article above is about cutting your bills, using less gas and electricity is a good place to start if you want to be greener...) New. FREE £17.50 MAC lipstick & other beauty freebies for recycling old containers. Some big brands give freebies if you take certain used containers back. How to bag FREE beauty products.Get £5 off £25 at H&M by recycling old towels, clothes & more. You can take ANY old textiles (eg, clothes, towels, sheets) no matter the brand or condition. How to get a £5 off £25 voucher. New. Find the cheapest alternative to plastic straws, eg, 3p paper straws. Single-use plastics such as straws could soon be banned so we've rounded up the cheapest reusable straws. Buy a £1 reusable cup to get up to 50p off most Costa, Pret & Starbucks drinks EVERY time. Cut the cost of caffeine. See our coffee cup trick for where to find the cheapest cups and how much it'll save you. Refill your water bottle for free. The UK uses a whopping 13bn plastic bottles a year, so refill where you can. We've found two apps that list cafés, shops and hotels that let you. This and more in 13 ways to use less plastic AND save cash. Keep the RIGHT food in the fridge to avoid waste. It's a source of debate, but where you store food can lengthen its life. Check where you should keep bread, fruit, veg and more in 12 ways to STOP food and drink waste. |
How to get a free MOT reminder. Helps to avoid a £1,000 fine and takes just a minute. See free MOT reminder. £900 COMPENSATION FOR FLIGHT DELAYS - SUCCESS OF THE WEEK: FREE St John Ambulance baby first aid guide. Claim a freebie that could save a baby's life. |
CAMPAIGN OF THE WEEK Teachers - get ready for My Money Week. Education charity Young Money (part of the Young Enterprise scheme) is running My Money Week from Mon 11 to Sun 17 Jun. It's offering interactive video resources, including lesson plans and suggested activities, to teachers delivering cash classes for the first time, or to those looking for new ideas. See My Money Week and MSE's Financial Education info for more. |
THIS WEEK'S POLL Is travel insurance a must-buy for a holiday? We believe you should get travel insurance ASAB (As Soon As you've Booked) as you're then covered if you have to cancel any time BEFORE your holiday begins. Yet whether venturing abroad or staying in the UK, do you risk going without it? Is travel insurance a must-buy? Npower voted WORST Big 6 energy provider. Last week, 4,305 of you responded to our biannual energy customer service poll. Among the Big 6, Npower got the wooden spoon, while SSE came top. Overall (of firms with 100+ votes) Zog Energy came top, Iresa hit bottom. See full energy customer service poll results. |
MONEY MORAL DILEMMA Should I pay mum rent even when I'm not home? I usually pay my mum rent - but for the past three months I haven't been home. Now I'm back, she's asking me to pay up for those three months. Should I still pay her? Enter the Money Moral Maze: Should I pay mum rent? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: Paying off credit card transactions 1 by 1 |
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MARTIN'S APPEARANCES (WED 30 MAY ONWARDS) Thu 31 May - Good Morning Britain, ITV, Deals of the Week, 7.40am MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 30 May - BBC Cumbria, Money Talks with Ben Maeder, from 6pm |
QUESTION OF THE WEEK Q: Is there a way of switching banks to take advantage of cashback and better rates, without the new bank closing my existing current account? Chetna, via email. MSE Rosie's A: The answer is 'no', if you want a specific upfront cash incentive to switch bank, such as the £150 from HSBC on now. To switch, you need to use the Current Account Switch Service which closes your existing current account and moves payments such as your salary and direct debits across. It's the banks' way of ensuring you use their account as your main account, and i s why they pay you to do it. However, some banks don't require you to switch to get their perks, but these don't tend to be the big, free upfront incentives. Instead, we're talking high interest or cashback on bills which you get over a number of months. For full info and options, see Best Bank Accounts. Please suggest a question of the week (we can't reply to individual emails). |
I UNSUBSCRIBED AND BROKE PIZZA HUT'S HEART That's all for this week, but before we go... we're sure your inbox has been flooded with GDPR emails from almost every brand you've interacted with online, telling you how privacy settings have changed and letting you opt out of marketing emails. MoneySavers shared those that made them smile, including emoji-filled goodbyes, puns from Genius Gluten Free which kneaded help and a heart-breaking tale from Pizza Hut. Share your GDPR funnies in our Facebook post. We hope you save some money, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email halifax.co.uk, starlingbank.com, natwest.com, skyscanner.net, travelsupermarket.com, carrentals.co.uk, kayak.co.uk, holidaysafe.co.uk, coverwise.co.uk, leisureguardlitetravelinsurance.com, holidayextras.co.uk, looking4.com, skyparksecure.com, bookfhr.com, trivago.co.uk, tripadvisor.co.uk, sainsburysbank.co.uk, ratesetter.com, mbna.co.uk, santander.co.uk, moneysupermarket.com, confused.com, comparethemarket.com, gocompare.com, aviva.co.uk, admiral.com Financial Conduct Authority (FCA) Note MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 2EP. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |
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