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Payments Systems

The Payments Known Unknowns/Unknown Unknowns Battleground

What you don’t know can hurt you in payments. Old systems and processes at FIs and merchants have spanned decades, but a brave, new world means legacy (systems) lag. Renovite COO Jim Tomaney tells Karen Webster that payments infrastructure must be flexible enough to let rails co-exist alongside old ones, while looking beyond the POS toward the unknown next big payments scheme on the horizon.

Regulatory Compliance

RegTech's Effort To Ease The Cost Of Compliance

Most companies say they plan to invest in RegTech in the near future, and most also agree that technology has made compliance easier. But what about small businesses, who may be just as burdened by red tape, but without the resources to throw at new tools? PYMNTS examines the multibillion-dollar burden of regulatory compliance on small businesses, and how the RegTech boom might enable SMBs to gain some relief.

UK Federation Of Small Business Says AltFin Is Just Heating Up

U.K. small businesses are overwhelmed with alternative lending choices, and yet remain largely unaware of their options. The Federation of Small Business, a not-for-profit group championing SMB causes, believes it may be able to help — its commercial and operations director, Dave Stallon, spoke with PYMNTS about why the FSB is launching its own alternative lending platform. The effort, when combined with initiatives like Open Banking, could help move the needle on small business finance — or, it could be another drop in the bucket.

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