| Welcome: Jimmy Moyaha Market Watcher: Chantal Marx – Head: Research, FNB Wealth and Investments Capitec ups dividend on higher earnings and client base: Gerrie Fourie – CEO, Capitec Heineken’s Distell acquisition strengthens SA’s foreign direct investment attractiveness: Theo Sibiya – Partner and Africa Managing Director, Kearney A new world of work needs a new world of education: Dr Riaan Steenberg– Director: Operations, NetEd Group, Forth strongest recorded El Niño sees lower dams and smaller harvests: Johan Malherbe – Senior researcher, Agri Research Council | 
