Even if you’re not using a credit card, don’t stash it in a drawer and forget it or cancel the card.
September 11, 2024 | Read Online | | | | Advertisement | | | Message from Clark on September 11 | It’s 9/11. This day 23 years ago shook our nation to its very foundations. We as Americans did not roll over for the terrorists. If you go by the Pentagon, you would never know about the attack that day because we rebuilt and rebuilt stronger. If you ever get a chance to go to Freedom Tower, you will see first that we have the privilege of going to the memorial to remember the people who died that day in New York. But also, as a symbol of rebirth. We did not allow our nation’s financial sector to be destroyed. We rebuilt and we rebuilt better. We have to stand up to evil. We did that day. We did after. I am proud of the way our country responded that day. This isn’t just a day that we acknowledge. It’s a day that means so much to me, and that’s why. | | 💵 Today’s Top Stories | | | Even if you’re not using a credit card, don’t stash it in a drawer and forget it or cancel the card. Do this instead so you keep your credit score as high as possible. Read more. |
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| | | Clark launched and eventually sold a travel agency out of college before becoming a media success. But if he was a young graduate in 2024, here’s the path he’d take. Read more. |
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| | | This common ATM fee keeps costing Americans record amounts of money. Here’s how much you pay and how to avoid it. Read more. |
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| | | Vanguard is still one of Clark’s favorites. But the consumer champ isn’t happy with the company’s “customer no service” in the last few years. Here’s where he thinks Vanguard can do better. Read more. |
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| | 💈 Haircuts Now Cost Otherworldly Amounts If You Let Them | Clark talks often about how much money he spends on his haircuts (less than $30 including tip, even after a podcast listener encouraged him to tip a little more). | But if you’re not headed to the local Great Clips or Supercuts, your costs may be increasing exponentially. | If you’re a penny-watcher like Clark, last week’s Wall Street Journal headline may cause you to clutch at your chest from anxiety. “The New Normal: Spending $400 at the Hair Salon,” it read. | The gap between quick-and-efficient, the hair version of a Jiffy Lube for oil changes, and bespoke “salon” service is huge. | CPI data shows the price of personal care including haircuts rose more than 27% in the last five years. The WSJ cited a very specific hair treatment with data from a booking platform in New York that has risen 72% in the last three years. | “In big cities like New York, Los Angeles and Chicago, owners and customers say it’s no longer unusual for a cut and color to exceed $500 – a price once paid only by the biggest spenders,” the WSJ wrote of high-end salon prices. | Let’s say you get six haircuts and treatments a year. The difference between a $25 haircut and a $250 service is $1,350 annually. | | 💸 Today’s Top Savings Rates | Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of September 11, 2024. | | See All Rates | High Yield Savings Accounts Calculator | | 📊 Stat of the Day | 🍝 +29%: The increase in solo dining in the last two years. In 2019, Pew Research Center found that 38% of adults ages 25 to 54 lived alone, up from 29% in 1990. Solo travel, especially among older U.S. adults, has become more popular and has contributed to more solo dining as well. |
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| | 💰️ Deal Alert: Today’s Top Deals | | | | | 🎙️ Podcast | | Full Show: Second Largest Data Breach Ever Hits Billions and Is Dynamic Pricing Fair? |
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| The second-largest data breach in history involves up to 3 billion people and includes Social Security numbers. Clark shares the #1 thing you need to do to protect your information and what pitches you should avoid from the credit bureaus. Also, Clark is a fan of dynamic pricing, but are some businesses taking it too far? | | | ☎️ Need Money Help? | The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. | | Advertisement | | | | | |
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