EBF MORNING BRIEF Thursday 3 July 2025 Good morning. Here are the top news stories and events in European banking, financial regulation and EU policy, brought to you by the European Banking Federation. Recommend the EBF newsletters to a colleague. Click here to sign up! |
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FROM THE MEDIA Reuters: Instant view: UK markets see 2022-style selloff as worries build over finance minister UK government bond yields surged and sterling slumped amid concerns that potential tax cuts by the finance minister could undermine fiscal stability. Read more Politico: EU countries clash with Brussels over banking mergers Southern European countries are challenging the European Commissionās cautious approach to banking mergers, arguing that it hampers competitiveness. Read more Bloomberg: Private Equity Is Struggling to Overcome Doubts on Valuations Public market rallies are raising the implied prices of private assets, intensifying doubts among investors and slowing sales. Read more The Banker: Santander expected to overtake Nationwide on assets with Ā£2.65bn TSB deal Merger lifts Santander to third in UK current accounts and fourth in mortgage lending. Read more |
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EVENTS Thursday 3 July Bank of England: Credit Conditions Survey (2025 Q2) Bank of England: Monthly Decision Maker Panel Data Release BoE: Monthly Decision Maker Panel data (June 2025) BoE: UK International Reserves (June 2025) ā data release BoE: Monthly Decision Maker Panel data (June 2025) ā data release BoE: Bank Liabilities Survey (2025 Q2) ā data release Bank of England: Bank Liabilities Survey (2025 Q2) ā data release Bank of England āUK International Reservesā Statistics Release Bundesbank: BaFin Bundesanstalt für Finanzdienstleistungsaufsicht - speech Bundesverband der Deutschen Volksbanken und Raiffeisenbanken āBankwirtschaftliche Tagungā - speech CEPS āWhat role for a wholesale digital euro in tomorrowās financial ecosystem?ā Conference European Central Bank āEuro area households and non-financial corporations (Dataset: QSA)ā Dataset Release Friday 4 July European Central Bank: Euro area bank interest rate statistics (Dataset: MIR) Accessibility EU & EBF: āHow to Improve Accessibility of Banking Servicesā event |
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More than 400 participants, both in person and online, came to our āHow to Improve Accessibility of Banking Servicesā event On 1 July, the European Banking Federation co-hosted with AccesibleEU the event āHow to Improve Accessibility of Banking Servicesā to mark the entry into force of the European Accessibility Act on 28 June. EU Commissioner Maria LuĆs Albuquerque delivered an inspiring keynote, stressing that the upcoming EU Strategy for Financial Literacy must be inclusive of all Europeans. With more than 101 million Europeans living with a disability, this is a critical milestone for inclusion across the financial sector. Read more about the event The EU T+1 Industry Committee finalises High-Level Road Map The EU T+1 Industry Committee has published its High-Level Road Map for the transition to a T+1 settlement cycle for securities on 11 October 2027. The roadmap contains a set of recommendations developed collaboratively by association representatives and workstream leads from various industry segments, and its technical workstreams, with broad industry representation. Read full press release EBF Vacancies! Work with us! Visit our Vacancies page to learn more about the opening. Read more |
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FROM EBF MEMBERS UK Finance: How macroeconomic indicators and AI influence deal outcomes in M&A UK Finance analyses how current macroeconomic factors and the integration of AI shape transaction results in mergers and acquisitions, offering insights for market participants. Read more Finance Latvia: A unique investment game has been created in Latvia ā a safe environment to learn how to invest in stocks Finance Latvia presents a new interactive game developed in Latvia that provides a secure setting for individuals to practice investing in stocks and gain financial skills. Read more (LV) Czech Banking Association: "Complete" real estate prices show moderate Q1 increase versus housing prices The Czech Banking Association reports that overall real estate prices rose moderately in Q1 2025 compared to housing prices, while raising methodological questions about official statistics. Read more (CZ) Luxembourg Bankers' Association: On the ground: ABBL in action to connect with the next generation of talent ABBL showcases its initiatives to engage with young people and attract new talent to the financial sector, highlighting recent outreach activities. Read more |
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FROM THE INSTITUTIONS European Commission: Key actions launched to advance the circular economy The Commission announced new initiatives to drive circular economy objectives, including measures to support sustainable production, consumption, and waste reduction. Read more European Insurance and Occupational Pensions Authority: EIOPA opens public consultation on revised Guidelines on Supervisory Review Process EIOPA launches a public consultation on draft revised Guidelines under the Solvency II framework to ensure consistent supervisory review processes across the EU. Read more European Banking Authority: EBA consults on Draft Guidelines on the methodology to estimate and apply credit conversion factors under the Capital Requirements Regulation The EBA has launched a consultation on draft Guidelines for estimating and applying credit conversion factors (CCFs) to off-balance sheet exposures under CRR. Read more European Securities and Markets Authority: ESMA finds convergence opportunities for pre-trade controls ESMA published an analysis identifying areas for supervisory convergence in pre-trade controls to ensure market integrity and reduce risks. Read more |
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ABOUT THE EUROPEAN BANKING FEDERATION The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere. Website: www.ebf.eu |
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This newsletter is published by the EBF Mediacentre. For questions or suggestions contact d.rico@ebf.eu European Banking Federation Avenue des Arts 56, B-1000 Brussels, Belgium |
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