If you have trouble reading this e-mail or wish to go directly to the web version, click here. DECEMBER 2017
As 2017 draws to a close, time has come to reflect on the achievements of this past year in the payment industry. It has been a busy and fruitful year, as our summary of the latest Euro Retail Payments Board shows. And obviously, 2017 saw the first SEPA Instant Credit Transfer transactions. The first feedback we received from the payment service providers (PSPs) registered in the new scheme and clearing and settlement mechanisms (CSMs) supporting them are highly positive. We are confident that an increasing number of participating PSPs will give further momentum to SCT Inst in 2018. Another major topic for the coming year will be the building of an interoperable pan-European solution for person-to-person mobile payments. Keep an eye out for the launch by the Mobile Proxy Forum of a Request for Proposal to provide a Standardised Proxy Lookup service, which will be published on the EPC website in the coming days.
We wish you a merry Christmas and a marvellous year 2018!

Highlight 4 December 2017 Publication of the 2017 Payment Threats and Fraud Trends report

It provides an overview of the most important threats and fraud trends in the payments landscape. Among other things, the report gives an impact analysis of topics such as denial of service attacks, social engineering and phishing, malware, mobile device related attacks, and threats related to cloud services and big data. It also contains a section devoted to fraud related to payment instruments.


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Insight 6 December 2017 The European Commission's final RTS: some issues remain unclear

What are the main changes introduced in the final version of the Regulatory Technical Standards on strong customer authentication (PSD2), and the remaining grey areas of this text?


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Scott McInnes

Partner at Bird & Bird LLP

News 5 December 2017 A summary of the November ERPB meeting

On 29 November, the Euro Retail Payments Board met and discussed several hot European payment topics, many of which involving directly the EPC.


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News 11 December 2017 Results of our latest poll about the SEPA Instant Credit Transfer scheme

Sixty-eight percent of the participants to our poll think the SEPA Instant Credit Transfer scheme will reach a critical mass by 2020.


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Technical documents Steering Committee of the Mobile Proxy Forum: Summary of the eleventh and twelfth meetings (July & September 2017) 8 December 2017 Guidelines and cryptographic algorythms usage and key management 12 December 2017 | version 7.0

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Season’s greetings Merry Christmas and Happy New Year 2018 from the EPC team



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