EPC February Rep(l)ay: EDS Local File, Stripe and Paynetics Share Insights as New EPC Members

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February 2025

The specifications of the European Payments Council (EPC) Directory Service (EDS) Local File are now available. This file provides key identification, adherence data and Application Programming Interface (API) endpoint related information for the Verification of Payee (VOP) scheme. Additionally, the EPC welcomes Stripe and Paynetics as new members—Anna Hibino from Stripe shares insights on the company’s journey and payments innovation, while Ivo Gueorguiev of Paynetics discusses their unique approach and vision for the future. Read on to explore these key developments shaping the industry.

Highlight

Publication of the EDS Local File

The EPC has published the EDS Local File, providing essential identification, adherence, and API endpoint data in XML, JSON, or CSV format.

Generated daily, the EDS Local File ensures up-to-date information for payment service providers (PSPs) and Routing and/or Verification Mechanisms (RVMs), helping participants confirm API endpoints and validate payment service provider details.

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Insight

Exploring payments innovation with Stripe, a new EPC member

Anna Hibino, Global Bank Partnerships Lead provides insights about Stripe’s journey, the motivations behind joining the EPC, challenges in the payments industry, and the company’s forward-looking vision.

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Anna Hibino

Global Bank Partnerships, Stripe

Insight

Paynetics joins the EPC: a new member's perspective

Paynetics joined the European Payments Council on 1 January 2025. We discussed Paynetics’ unique approach, challenges in the payments market, and their vision as an EPC member.

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Ivo Gueorguiev

Co-founder of Paynetics

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