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If you have trouble reading this e-mail or wish to go directly to the web version, click here. JUNE 2025
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Welcome to the latest edition of the European Payments Council (EPC) newsletter. This month brings several key developments: the publication of version 4.0 of the SEPA Request-to-Pay (SRTP) Implementation Guidelines, the launch of the Extended Pilot Phase of the EPC Directory Service (EDS) in the test environment, and the opening of the API Reference Toolbox (ART) test and self-certification platform to payments service providers (PSPs) not using an Routing and/or Verification Mechanism (RVM).
This edition also includes two exclusive interviews. Gijs Boudewijn, the newly appointed EPC Chair, shares his vision for SEPA 2.0 and outlines key priorities for the future. Meanwhile, former Chair Javier Santamaría reflects on over two decades in European payments, offering valuable insights into past achievements and the road ahead.
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4b80ce14-dec6-4ea2-a49e-3279c73bea04.gif Insight

Get exclusive insights from Gijs Boudewijn, the new Chair of the European Payments Council. With a decades of experience in the European payments landscape, he steps into the role with a clear vision and strong commitment.


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Gijs Boudewijn

Chair of the European Payments Council



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4b80ce14-dec6-4ea2-a49e-3279c73bea04.gif Insight

After more than a decade as Chair and over two decades shaping the European payments landscape, Javier Santamaría Navarrete reflects on the evolution, milestones, and future of payments in Europe.


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Javier Santamaría

Former Chair of the European Payments Council (AI-generated image)



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The European Payments Council has published version 4.0 of the SEPA Request-to-Pay Implementation Guidelines. These updated guidelines align with the SRTP scheme rulebook v4.0, effective 5 October 2025 at 03:30 CEST. 


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All VOP scheme participants and qualified RVMs can access and test the platform until the end of August.


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The EPC has opened its ART test & self-certification platform for PSPs not using an RVM to support their VOP API implementation. The ART platform helps mitigate interoperability risks as PSPs prepare for the October 2025 deadline.


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