The EPC is pleased to announce that adherence to the Verification Of Payee scheme is now open. All SEPA Credit Transfer and SEPA Instant Credit Transfer participants affected by the amended SEPA Regulation provisions on verification of payee must adhere to the scheme, register, and fund the EPC Directory Service.

Two key steps for adherence:

• Documental adherence – Submission and approval of adherence documents.
• EDS onboarding and update– self-registration in the EDS by applicants (Available in Q3-2025). With the 5 October 2025 deadline approaching, the EPC has introduced three adherence waves to ensure a smooth transition. Start early to avoid last-minute overload!

Learn more & start your adherence process today! 

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We invite Routing and/or Verification Mechanisms in the VOP scheme to participate in the pilot of the EPC VOP API Reference Toolbox test and self-certification platform. 

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We are inviting all existing RVMs as well as well organisations interested to start offering RVM services for the VOP scheme, to submit the RVM Agreement to the EPC to start their qualification. 

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The EPC published this month a new version of the document called “Guidelines on cryptographic algorithms usage and key management”. Its purpose is to offer guidance to the European payment industry concerning cryptographic algorithms and related key management issues.

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The EPC Board has approved the inclusion of the Republic of North Macedonia and Moldova in the geographical scope of the Single Euro Payments Area (SEPA) payment schemes. The geographical scope of the SEPA payment schemes now covers 40 countries.

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