21 November 2017, which marks the date of the very first euro instant credit transfers in SEPA, is a major milestone for the European payment community. The SEPA Instant Credit Transfer (SCT Inst) scheme is effective, yet this is just the - promising - beginning of the journey towards instant payments. This Rep(l)ay issue naturally focuses on this new EPC scheme (do not miss our latest infographics about its top benefits and use cases!), and provides a testimony of a Spanish early adopter, and information about the European Central Bank’s TIPs service. |