If you have trouble reading this e-mail or wish to go directly to the web version, click here. november 2023
We are delighted to issue our November Rep(l)ay: all our latest news, together in one place!
This month we had big news to announce: we launched our newest payment scheme, the One-Leg Out Instant Credit Transfer (OCT Inst) scheme and published business conditions for the SEPA Payment Account Access (SPAA) scheme. For the SPAA scheme, we also launched a call for change requests, as well as a call for new, additional participants to the scheme's Interest Group.
For our November Insights we interviewed Inkeri Tolvanen, the Head of Payment Systems at Finance Finland, about recent developments in the dynamic payment landscape of Finland.
Find out more below!

Highlight The EPC One-Leg Out Instant Credit Transfer (OCT Inst) payment scheme goes live

The new payment scheme of the EPC designed for international instant credit transfers is ready for use.


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Insight The Finnish payment landscape: a digitalised society with one of the most developed payments ecosystems in the world

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Inkeri Tolvanen

Head of Payment Systems, Finance Finland


Insight Instant payments in Romania: the engine for development in the payments sector

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Radu-Gratian Ghetea

Chairman of the Board of Libra Internet Bank



News Migration of the SEPA payment schemes to the 2019 version of ISO 20022 postponed to Sunday 17 March 2024

On 24 October 2023, the European Payments Council’s (EPC) Payment Schemes Management Board (PSMB) decided to postpone the migration of all four SEPA payment schemes to the 2019 version of the ISO 20022 standard, to Sunday 17 March 2024.


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Publication of the SEPA Payment Account Access (SPAA) scheme’s default remuneration model

See here

Call for change requests: SEPA Payment Account Access (SPAA) Scheme Rulebook (version 1.1)

See here


News Call for participants in the SEPA Payment Account Access (SPAA) Scheme Interest Group

Expression of interest to be sent by 29 December 2023.


Click here



Technical documents Agenda and minutes of the fourth meeting of the Scheme End-User Multi-Stakeholder Group (SEU MSG) and of the Scheme Technical Player Multi-Stakeholder Group (STP MSG) (September 2023) 23 November 2023

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Highlight The SRTP scheme: steady and ready to take off!

Read what Dominique Allebroeck, Senior Business Analyst at the EPC, discussed with the Paypers about the SEPA Request-To-Pay (SRTP) scheme.


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