| Why APIs Are The Beginning â Not The End
APIs create efficiencies and unlock innovation, especially in the B2B side of financial services and payments. David Koch, chief commercial officer at FI.SPAN, says that most corporates look at APIs as the end of their innovation journey, when they should be the beginning. Hereâs why he says that can make the difference between an API that adds value to a process and one that adds costs and headaches.
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| CFOs Trust The Cloud, But Aren't Gaining All Its Benefits Yet
The portion of CFOs who trust the cloud to store financial data spiked from 33 percent to 73 percent today, according to new research from Adaptive Insights. The cloud is fundamental for CFOs to consolidate and gain real-time access to financial data, but researchers warn there's a disconnect between the CFOs that trust the cloud, and those who are actually using it.
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| | Alternative Lending | | Community Banks Take A Swing At FinTech Collaboration
Large banks are increasingly partnering with FinTechs to stay competitive in small business lending. But the latest research from the Federal Reserve suggests community banks may be the ones that need to reexamine their role in the space. While small banks typically provide a more personal experience for small business borrowers, SMB lending is on the decline among these FIs. Krista Morgan, CEO of P2Binvestor, says she wants community banks to deploy this collaborative strategy and work with FinTechs to reclaim their small business lending leadership. Read More... |
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