| Welcome: Chris Gimour Market Watcher: David Shapiro – Deputy chairman, Sasfin Securities Fedusa responds to #Budget2020 wage bill announcement: Riefdah Ajam - Deputy general secretary, FEDUSA #Budget2020 unpacked: Annabel Bishop – Chief economist, Investec & Yolandi Estherhuizen - Compliance manager, Sage Africa & Middle East & Matete Thulare – Business analyst, RMB Executive lounge: Dr Andrew Golding – Chief executive, Pam Golding | 