s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=
How to avoid scams, and what to do if you're a victim Plus: a small pay rise can mean your tax rate jumps to more than 100pc
| Wednesday, November 14, 2018 |
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Telegraph Money | | The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips. |
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The Telegraph take | | By Sophie Christie personal finance reporter |
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| Banks want consumers to foot the bill for paying back fraud victims – but we want to stop them. The long-awaited code spelling out how those who fall for bank transfer scams should get their money back was released recently, and we think it falls short.
Telegraph Money is calling for five improvements, which you can read here. Telegraph readers have also had their say, giving suggestions on how they think the system could be fixed. We've combined your comments with our demands and will be submitting them to the consultation before it closes tomorrow.
It just so happens that Telegraph Money's third podcast, hosted by reporters Laura Miller and Sam Brodbeck, focused on the topic of scams.
The episode explains how to spot today's most insidious scams – and how to fight back if, and when, the worst does happen. |
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| Taxman cashes in on 261m of 'gifts gone wrong': why gifting your home can backfire |
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| How a small pay rise can mean your tax rate jumps to more than 100pc
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| Subsidence claims to reach 25-year high after record heatwave – is your house at risk?
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| | | Ride the ‘Santa Rally’ with these two risky short-term portfolios for turbocharged returns
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| | | Brexit fears spark flight to tracker funds, but are investors missing a trick?
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| | | Where the fund managers who made money during the crash are investing now
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| A lot of bad news is priced into these shares, so they’re a good bet for the patient |
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| A resilient trust with a 6.7pc yield? Buy now while the premium is minimal |
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| Buy ‘hugely misunderstood’ Amazon for the rapid growth in its high-margin ventures |
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| One of our Aim stocks has lost 50pc of its value. Here is why we are holding on to it |
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You have the last word... |
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| Elizabeth Kirkby said about better access to cashpoints: "A welcome and extremely rare outbreak of common sense! We need increased access to these cash machines at a time when bank branches are disappearing from our cities and towns so quickly."
Raymond Ilett said about the Government's fresh crackdown on “rogue” landlords: "What about a crackdown on rogue tenants? It appears that society thinks it's only landlords that can do anything wrong?"
Philip Sapce said about a new report with radical ideas on reforming tax: "The simple truth is that taxation in Britain is simply out of control. Everything is taxed into oblivion, non stop tax, tax and then more tax. Taxed at sourced, then taxed again on everything we buy, save and spend. The government looks upon the taxpayer like a magic money tree at the bottom of the garden to be shaken a bit harder every time they get their sums wrong." |
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| Contact us: to pose a question to our team of expert reporters, email moneyexpert@telegraph.co.uk. If you'd like a free financial plan, email money@telegraph.co.uk with the subject 'Give me a Money Makeover'. |
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