| Welcome: Nompu Siziba – Moneyweb Market Watcher: David Shapiro – Deputy chairman, Sasfin Securities Inflation falls to 15-year low: Siobhan Redford – Economist, RMB Consumers forced to cut back on luxuries and even necessities – survey: Ineke Prinsloo – Head: Insights, Consulta 60% of SA organisations have experienced cyber attacks in the last year – report: John Shier – Senior Security Advisor, Sophos Demand for Krugerrands rise: Ciaran Ryan – Moneyweb Contributor Executive lounge: Sylvia Milosevic – Co-founder, Wealth Alliance | 