| Welcome: Nompu Siziba – Moneyweb Market Watcher: Makwe Masilela – CIO, Makwe Fund Managers Lawsuit show that banks auction repossessed homes for a fraction of their value: Leonard Benjamin – Consumer advocate Can your employer force you to take the Covid vaccine?: Hugo Pienaar – Director: Employment practice, Cliffe Dekker Hofmeyr Boutique liquor makers hit hard by alcohol ban: Simone Musgrave – Founder, Musgrave Spirits Tax-free savings account vs RA – knowing which works best for you: Michael Kirkpatrick – Head: individual consulting best practice, Alexander Forbes | 