s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=
Pass on 975,000 tax-free with this inheritance tax trick Plus: the solar panel trap that means you can't sell your home
| Wednesday, December 12, 2018 |
|
|
Telegraph Money | | The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips. |
|
The Telegraph take | | By Sophie Christie personal finance reporter |
|
| Thousands could be needlessly paying large inheritance tax (IHT) bills each year as a once widely used tax loophole has been all but forgotten.
Widowed spouses who remarry can use discretionary trusts to give themselves an additional IHT allowance. While a widow or widower who dies can pass on a basic 650,000 tax-free, one who has previously been widowed can pass on 975,000. Reporter Harry Brennan has done the maths here.
Passing on your assets as efficiently as possible is more than just a financial matter. Make sure you leave as much information as possible for your descendents – and, of course, write a will. One reader lost out on a 27,000 inheritance when a law firm failed to find him.
On a cheerier note: how can you make money while doing good? The latest podcast from Telegraph Money reporters Laura Miller and Sam Brodbeck explores how to be ethical with your investments while still cashing in. Listen here. |
|
| |
| Landlords beware: renting out a noisy property could land you in court
|
|
|
| The solar panel trap that means you can't sell your home
|
|
|
| 'I stayed with my home insurer for 21 years and my premium increased 300pc'
|
|
|
| |
| My office Secret Santa is out of control – can I opt out? |
|
|
|
| |
| | | As some Aim stocks have halved, here are six bargains on offer
| | |
| | | Watchdog proposes restrictions on risky investments
| | |
| | | As markets tank, these UK funds could protect you in a downturn | | |
|
|
| |
| A Versace dress turned Caprice into a star overnight, making her 1m within a year
|
|
|
|
| |
| This wallpaper firm has had two thirds stripped from its share price and is now a buy |
|
|
| Which stocks will have to cut their dividend if the Brexit impasse isn’t resolved? |
|
|
| Why biotech can beat the usual drugs firms – and what makes this the trust to buy |
|
|
| 'This stock trades at a triple discount. We think the share price should be 40pc higher’ |
|
|
| |
You have the last word... |
|
| Contact us: to pose a question to our team of expert reporters, email moneyexpert@telegraph.co.uk. If you'd like a free financial plan, email money@telegraph.co.uk with the subject 'Give me a Money Makeover'. |
|
| | Telegraph Money Not subscribed to this newsletter yet? Sign up now. |
| | See more Telegraph newsletters Investor | Property | Business | Front Bench | | You have received this email because you have agreed to receive marketing messages by email from Telegraph Media Group Limited or its group companies or you may have signed up to receive this newsletter. Please do not reply to this email. Terms and conditions apply to all offers, prices and competitions that may be shown in this email. For full details please click on the advertised offer. The Telegraph reserves the right to withdraw these offers without notice. If you no longer wish to receive these messages, please unsubscribe. In accordance with the 2018 Data Protection Act, Telegraph Media Group Limited and its group companies are committed to protecting your privacy. If you wish to know more please access our privacy policy. This email is from Telegraph Media Group Limited or its group companies - 111 Buckingham Palace Road, London SW1W 0DT. Registered in England under No 451593. |
|
