| Welcome: Simon Brown Market Watcher: John Cairns – Client Strategist, RMB PSG Konsult ups dividend by 25%: Francois Gouws – CEO, PSG Konsult Sugar industry in talks with the government on potential biofuel subsidy: Thomas Funke – CEO, SA Canegrowers Association Bitcoin hits five-month high: Ridwaan Moolla – Director, ThinkMarkets South Africa Santam’s appeal on business-interruption insurance case dismissed: Lizé Lambrechts – CEO, Santam & Ryan Woolley – CEO, Insurance Claims Africa Private client portfolios: what you need to know: Reginald Labuschagne – Executive Head: Product and Strategy, Sanlam Private Wealth Baby brand offers unique solutions for the fast-paced lifestyle of modern parents: Ree Geldenhuys – Founder, Ree Collective | 