There are subscription services for temporarily furnishing homes of consumers who may live in several different places before settling down in a permanent home. Take Fernish, which lets consumers borrow beds, sofas and other furniture for a monthly fee. Fernish Co-Founders Michael Barlow and Lucas Dickey discuss how the business model works and how the company offers a buy-out option if a subscriber is ready to settle down.  Read More...

For all their purported love of pricey avocado toast, millennials are a frugal bunch. And in a new attempt to tap into this market, Target has unveiled a private-label household essentials brand called Smartly that will be priced for the up-and-coming millennial. If that concept sounds familiar, that’s because Brandless, which sells an array of generic consumer goods at low prices, built an empire out of a similar business model.  Read More...

There are no easy answers in payments and commerce, particularly in the three toughest areas to hit right: risk, rewards and real time. All three are necessary — and no retailer or firm can survive too long without being able to manage and provide for them. But managing them can be a lot harder than it looks, particularly in real work environments.Read More...