The stress of seeing that check engine light come on is real, and that only gets worse with lots of drivers under one roof. When something breaks, it could cost a fortune. That’s where CarShield comes in. They offer customizable and flexible payment plans with no long-term contracts — plus, you can choose your favorite mechanic or dealership to do the work. They also offer complimentary 24/7 roadside assistance and a rental car while yours is being fixed. I LOVE CarShield. They recently took care of a huge repair bill on my Mother's old car.

Call 800-CAR-6000 and mention code KIM, or visit CarShield.com and use code KIM to save 10%.

Sounds like you're drowning in spreadsheets. Don’t let QuickBooks slow you down, and stop paying for multiple systems that don’t give you the information you need when you need it. It’s time to upgrade to NetSuite by Oracle, the world’s No. 1 cloud business system.

NetSuite gives you visibility and control over your financials, HR, inventory, e-commerce and more — all in one place — instantaneously.

Want to check it out? Let NetSuite show you how they’ll benefit your business with a free product tour at NetSuite.com/Kim.

Cloud backup is still the way to go. You just need to make sure you're using a safe, reliable company to get the job done. My pick is IDrive. Your data is encrypted with 256-bit AES encryption on transfer and storage. You can set your privacy to the highest level by creating a private key for your account during signup. That means no one but you will have access to your data.

For personal storage, you can get 5 TB of storage a year for just a few bucks. Get your exclusive discount at IDrive.com and use promo code Kim at checkout.