Square Looks Again At Banking License | Inside Clearbanc’s Alt-VC Model | Are Merchants Ready For PSD2?

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PYMNTS 2018 EOY eBook

2018: The Year Of Evolution In Payments’ Revolution

In payments, change comes incrementally, then is suddenly everywhere — an evolution toward revolution, perhaps, in the ways consumers and businesses choose to pay. The year-end deserves a look back at what happened, and a look forward to what’s coming next in the industry. PYMNTS queries 25 executives well-seasoned in tech, payments and commerce to gain insight on everything from A to Z — from AML to Zelle, in our parlance — and beyond.

Venture Capital

Inside Clearbanc’s ‘Alt VC’ Model For eCommerce Startups

Fresh capital traditionally requires consideration of equity, but in the data-driven age of digital commerce, there’s now a new option. Clearbanc provides startups with sales capital to drive marketing and ad programs, and to make even more of them. Clearbanc Co-founders Michele Romanow and Andrew D’Souza take Karen Webster inside their “alt VC” model to better understand how it works — and why it has a shot at re-crafting the venture model moving forward.

B2B Payments

Corcentric On Myth-Busting Electronic B2B Payments Adoption

Despite the effort to digitize, electronic B2B payments have barely gained traction. Why? Corcentric President and COO Matt Clark tells Karen Webster it's because the payments industry has been operating under three big misconceptions, including how the buyer-supplier dynamic really works in practice.

PSD2 Is Coming — Are Merchants Ready?

The September 2019 PSD2 deadline may seem far off, but for merchants operating in Europe, the date looms large. Retailers are under pressure to comply with PSD2 regulations, including Strong Customer Authentication requirements, in just a few months — but will they be prepared, or face fines? In the inaugural PSD2 Tracker, Charles Damen, SVP of payment strategy at Worldpay, tells PYMNTS how merchants can best ready themselves for the arrival of the new regulations.

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