| Why One Says Middle-Class Americans Need A New Bank Middle-class customers may trust their banks, but canât always get the bundle of banking services they need to manage their householdâs cash flow from the bank that gets their paycheck. Brian Hamilton, co-founder and CEO of One, tells Karen Webster that most neobanks donât cut it either â so itâs time to build a bank for the middle-class. Hereâs what he says that looks like. |
| What No One Saw Coming In AP Automation And What Comes Next Chief financial officers and treasurers might not have been well-prepared for the demands of shifting to digital payments, but theyâre quickly catching up â and shifting up and to the right. David Disque, CEO at CSI, and Amit Patel, head of strategic sourcing and payments at The Witness Group, tell Karen Webster in a new PYMNTSTV segment, thatâs especially true when it comes to automating their payables. |
| The Debit Cardâs Digital Transformation Into A Daily Cash Management Tool The great digital shift is transforming debit cards into digital money-management tools, Jess Turner, Mastercardâs executive vice president of North America products and innovation, tells PYMNTS. Turner says the continued expansion of Mastercardâs North American Digital First Card Program is helping move the digital card beyond a mere payment instrument and into a means of keeping track of the most important asset a consumer has â their cash. |
| Managing The Transition From Plastic Cards To Mobile Apps The plastic card is finally giving way to digital cards and mobile apps. But Jennifer Miller, senior vice president and head of partner strategy at Elan, tells PYMNTS that the shift to mobile card apps demands careful attention from financial institutions — especially when it comes to design and security. |
| | Banking As A Service Playbook | | Banking-As-A-Service Helps Corporates Monetize New Payments Flows Banking is moving beyond the confines of traditional financial institutions (FIs), especially as corporates want more flexibility about using payments to monetize new flows. Easier said than done, says Morten Sønderskov, chief operating officer of Danish neobank Lunar. In the Banking As A Service Playbook, Sønderskov explains how banking-as-a-service solutions help them bridge the gap, without the regulatory and compliance headaches. |
|
