🏠 The Fed rate is up… but mortgage rates are down. Why?

Consumer Protection

Mortgage rates are falling, despite the rising Fed rates... why?

With fewer people buying homes, lenders are looking for ways to keep selling mortgages, especially with more money available for them to lend out.

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➤ Got texting spam? The holiday shopping season this year has led to a massive spike in spam texts. Up over 160% from October to November.

➤ The IRS is going after those online payments... If you're paid through an app for a side hustle and not paying taxes on that income, the IRS is tightening your reporting requirements.

➤ In the wake of the FTX scandal, what is the future of crypto currencies? Consumers can count on more stringent regulation for cryptocurrency, but don't expect it to appear over night.

➤ Are you ready for curb-side pickup to disappear? Some companies are considering axing the service due to the extra expense to offer it.

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➤ Recall Alert ⛔ Kraft Heinz recalls certain ready-to-eat ham and cheese loaves over cross contamination; Tesla recalls nearly 30,000 Model X SUVs over airbag issue. View More Recalls