| Welcome: Jimmy Moyaha Market Watcher: Schalk Louw – Wealth Manager, PSG Old Oak The importance of maintaining SA’s water infrastructure: Dr Nndweleni Mphephu – Chair, Lepelle Northern Water Do consumers know what they are buying?:
Michele Francis Padayachee – Executive, GS1 South Africa Managing your festive finances: Hayley Goodwin Parry – Co-founder, Worth and The Money School Property trends we expect to see in 2024: Robert Murray – Regional Manager of Gauteng North, BetterBond | 
