By ADAM DAIGLE | Acadiana Business Editor Good morning on this Monday morning. On to some quick headlines: A spiraling insurance crisis has hammered Louisianans with high premiums, less coverage and fewer options, heaping intense financial pressure on residents who are already facing rising costs elsewhere. A recent report found Louisiana has the highest rate of mortgages that are badly underwater, meaning owners owe more than their house is now worth. To be sure, insurance is not the only factor depressing Louisiana’s housing market. Interest rates, which affect all U.S. buyers, are at their highest point in two decades, putting affordability at a near-record low for buyers. You can read the full story here. Have a great day and thanks for reading. | 