It’s rare to see credit card offers that check this many boxes – but these just hit the market.

Most cards give you either a long 0% intro APR or high cash-back potential — almost never both. These do. And do it well.

Right now, you can get 0% intro APR into 2026 on purchases and balance transfers. That’s over a year of interest-free breathing room — a game-changer whether you’re planning a big expense or looking to finally pay off lingering debt.

But what really makes these offers different? They give you up to 6% cash back in categories you’ll actually use. That’s real cash back on the kind of spending you're probably already doing.

You’ll also get:

It’s a rare combo — meaningful savings and meaningful rewards — that doesn’t come around often. The kind of offers built for real life: flexibility, breathing room, and value where it counts most.

If you’ve been waiting for the right time to open a new card, this might be it.

P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a financial product to a close family member, we wouldn’t recommend it to you on Motley Fool Money either.