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Payments Innovation

Why Innovation’s Fast Pace Shouldn’t Slow Down FI Payments

Payments innovation has reached a frenzy, and it’s something that has many bankers more stressed than smiling — but not Brian Dorchester, EVP of operations at First American Payment Systems and this week’s commander in chief. Dorchester tells PYMNTS why the speed of innovation is the best thing that’s happened to payments in decades.

SMBs

No Clear View On Small Business Hiring Last Month

Small business trends are almost never easy to predict. New analysis from ADP finds U.S. small business hiring last month strengthened, while a separate report from Paychex painted a less optimistic picture. It demonstrates just how difficult it is to gauge entrepreneurs’ hiring plans, analysts say. PYMNTS highlights the SMB hiring findings of these two payroll firms.

The Construction Industry’s Lending Catch-22

In the construction industry, lenders gradually pay out capital based on the progress of a project. But for construction companies, that progress depends on access to capital. This makes financing for the industry an intricate web of communication between lenders and the construction supply chain to mitigate risk and ensure efficiency, explains Chase Gilbert, CEO of Built Technologies. So, how can lenders manage the underwriting and payout process amid these complex partnerships? Data, of course, but Gilbert says it has to go a step further. He tells PYMNTS why FinTech collaboration has become instrumental for the construction sector.

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