Use the SHOP FTE Calculator to Determine Your SHOP Eligibility

TheSmall Business Health Options Program(SHOP) is for businesses and non-profit organizations that want to provide health and/or dental insurance to their employees. Generally, only businesses with 1-50 full-time equivalent (FTE) employees are eligible for SHOP insurance.

Businesses can use the SHOP FTE Calculator to see if their mix of full-time and part-time employees equals between 1-50 FTE employees. All you need to do is enter the number of full-time employees and the hours worked per week by part-time employees, and the calculator will tell you if your business qualifies. The SHOP FTE calculator will also tell you how FTEs are calculated and provide you with information about what constitutes a full-time or part-time employee. Click the button below to find out if your business qualifies!

You can learn more about determining your business eligibility for SHOP by using the SHOP Eligibility Determination formhere.

Have questions? Contact your insurance company or a SHOP-registered agent or broker for help with SHOP coverage. For additional assistance, contact the SHOP Call Center at 1-800-706-7893 (TTY: 1-888-201-6445).

To learn more about Health Reimbursement Arrangements (HRAs), visit this webpage. Talk to a licensed tax professional, benefits specialist, or a registered agent or broker to find out more about whether an HRA or traditional group coverage is right for your business.