Whether you're nearly done with your holiday shopping or have yet to start, one thing is sure: earning rewards on your holiday shopping is a bonus. You can get the most out of your spending by earning extra points, miles, or cash back on your purchases. Depending on the card, you can even use your points or miles to pay for purchases. For instance, once activated, the $0 annual fee Chase Freedom Flex℠ earns 5% cash back on the first $1,500 spent at Walmart or PayPal. And if you prefer earning points and have a Sapphire card, you can combine it with the Freedom Flex to use in the Chase Ultimate Rewards® portal. Alternatively, the Capital One Venture Cards earn at least 2x miles on all purchases. If you prefer online shopping when scratching off your gift list, the best credit cards for online shopping are worth considering. For example, the Blue Cash Everyday® Card from American Express earns 3% cash back on U.S. online retail purchases (up to $6,000 per year in purchases, then 1%). Plus, it may be easier to earn that signup bonus you've been eyeing since you're likely spending a bit more this month. Here are some of the best credit card offers for December if you want to see what's available. Earning these rewards now provides more fuel for 2023. |