| Welcome: Nompu Siziba – Moneyweb Market Watcher: Makwe Masilela – CIO, Makwe Fund Managers Vodacom sees FY earnings up 8.9%: Shameel Joosub – CEO, Vodacom Saudi Arabia triples VAT to offset oil crash: Wilhelm Hertzog – Portfolio manager – Rozendal Partners Pricing, affordability driving consumer sentiment down – grocer report: Nic Ray – CEO, BrandsEye Post-lockdown tourism outlook bleak – survey: Tshifhiwa Tshivhengwa – CEO, Tourism Business Council of South Africa Why you shouldn’t wait when it comes to estate planning: Coreen van der Merwe – Director, Sovereign Trust (SA) Limited | 