Mondelēz’s Q3 2018 earnings surpassed estimates, with new product launches and strong performance from emerging markets. Going forward, the snack maker plans to home in on an innovation model of test, learn and scale, while introducing a new organizational structure to reduce complexity and increase agility.  Read More...

As consumers increasingly replace material possessions with services that provide them temporarily, subscriptions are emerging to service the trend. Lyft, among others, has recently taken the subscription model for a spin – and, as the PYMNTS Subscription Commerce Tracker notes, other companies are seeking to grab new subscribers by expanding their existing programs.  Read More...

The only constant in payments and commerce is change — and these days, the pace of that change is very fast. What was conventional wisdom a year ago across consumer and business payments is up in the air now — and the race, it seems, goes to those who adapt most quickly to the changing tides.  Read More...