Hi, Tim here. I’m about to tell you about one of my favorite investment strategies of all time. I’ve been doing it since the early 2000s and it has worked like a charm. But you can put this on the record: I’m not trying to spam you with some pie-in-the-sky, get-rich-quick indicator. No, no – you’ve probably seen enough of that crap anyways… To be fully transparent, this strategy is super boring. But I don’t care. Because it works. And all I need is two minutes of your time to prove it. |
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Introducing Bank M&A Investing |
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The Backdrop: Small banks across the U.S. are disappearing from the financial landscape at a rapid pace. The primary obstacles for these small banks are (1) Increased competition from fintech and global powerhouses that offer just about everything and (2) the daunting regulatory environment. You heard it here first: The only way for these small community banks to survive is by seeking merger partners to become larger or, in most cases, get acquired. The Intrigue: The U.S. has way too many banks. There are less than 500 banks in the United Kingdom and the same is true in France. In Japan, there are less than 100. Nations all over the world operate with far fewer banks than what we have in the U.S. For a frame of reference, the U.S. currently has over 5,000 banks! My point is simple: We don’t need this many banks. The Opportunity: Consolidation in traditional retail banking is expected to continue. Each year somewhere between 3-5% of US banks are taken over, and that’s going to continue until we get below 2,000 banks. Since 1990, the number of U.S. banks has dropped significantly. There are 5,542 banks today compared to 15,158 banks in 1990. 9,616 banks (63% of the industry) have vanished in the past 30 years. |
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The Strategy: Not many talk about it, but betting on this consolidation trend is a surefire way to maximize returns. Here’s what I do: Buy smaller banks that are underperforming but have strong balance sheets. Wait until the bank gets acquired or merges with a competitor. Sell at a price that can be several multiples of what you originally paid for. The Results: A low-risk, high-reward portfolio of bank “takeover targets.” While stock market ‘sheeple’ are chasing the next trend, I’m quietly racking up a track record of dozens of profitable trades. Since 2013, I’ve added over 100 of these small bank stocks to my portfolio without a single loss. Let me say that again… Over 100 trades. ZERO losses. Not only that, but 53 of my positions have been taken over or closed for an average gain of more than 81%. |
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That’s really all I've got for you – just an under-the-radar strategy that consistently provides food on the table for my family and me. If you’d like to join me on these trades – and get immediate access to my entire Buy List of small, boring, community bank stocks primed for a merger or acquisition... Go here to learn more. Best, Tim Melvin P.S. For several years, I’ve selfishly kept this strategy under the wraps, away from the public eye. But this month, I finally decided to launch this bad boy, with the gracious support from your editors here at CoinSnacks. As a token of gratitude for your readership on this rag, we’re offering the chance for you to join at a steep discount… at a price that I can’t guarantee you’ll ever see again. You can take advantage of this opportunity by clicking here. |
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