We Prefer Easy and Boring

We Prefer Easy and Boring

For most investors, the path to success is easy, but boring...

Asset allocation is how you balance your wealth among broad asset classes like stocks, bonds, cash, real estate, gold, and other commodities.

It might not be the most exciting part of your investing journey... But keeping your wealth diversified across a mix of investable assets is essential for avoiding losses.

Let's say the stock market has a bad five or 10 years. It's going to happen sometimes. We just don't know when.

By allocating your wealth across many asset classes, you smooth out your returns and can be more confident about having a good-sized nest egg at the end.

I'm not the only one focusing on asset allocation and making sure your portfolio is built for success...

According to my colleague Dan Ferris, a setup 50 years in the making is happening now. And if you're in the right type of assets, you'll not only protect yourself from inflation... but you could also see triple-digit gains this year.

Dan revealed all the details on Thursday If you missed it, click here to catch up.

Here's to our health, wealth, and a great retirement,

Dr. David Eifrig and the Health & Wealth Bulletin Research Team
March 4, 2023

Reader question of the week...

Q: I was reading your article about dry skin. I am 78 years old and have another skin problem. It seems that my skin is getting thinner or more sensitive to brushes and tears. Any suggestions on treatments that will help my skin? – F.D.

A: As we age, our skin naturally becomes thinner as our collagen breaks down. Unfortunately, this means your skin is more prone to damage – like bruises, cuts, and tears.

One way to help reduce some of these problems is to keep your skin well hydrated. Better-hydrated skin won't tear as easily as dry skin. In December, we shared three ways to help keep your skin hydrated. If you haven't already, make sure to read that.

In that issue, we discussed how using creams (instead of water-based lotions) help lock in your skin's moisture. Some research shows that applying vitamins A, C, or E topically can help slow the breakdown of collagen – and even reverse it in some mild cases. So look for creams that include any of these vitamins.

A diet rich in these vitamins and antioxidants also keeps your skin healthy, and you'll find them in plenty of fruits and vegetables.

Blueberries, my favorite for many reasons, are high in vitamins A and C. Other vitamin A foods include salmon, butter, and hard-boiled eggs. Vitamin E comes in leafy greens, nuts, and seeds. And you can get vitamin C from broccoli, tomatoes, and tropical fruits like kiwis, papayas, and guavas.

Keep sending your questions, comments, and suggestions our way. We read every e-mail... feedback@healthandwealthbulletin.com.