Wells launches RTP, Aussie Bank nailed for 23M AML violations, Two-Thirds of SMBs want immediate payments to boost cash flow

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November 20, 2019

Mobile Order-Ahead Tracker™

How Wahlburgers Keeps Fraud Off The Order-Ahead Menu

Wahlburgers is one of the latest entrants in mobile order-ahead, launching its WahlClub mobile app two months ago across 19 states. However, much like any ordering app, it has already encountered the challenge of keeping mobile ordering seamless without lowering its fraud defenses. In this month's Mobile Order-Ahead Tracker, Wahlburgers’ Senior Vice President of Marketing and Innovation Dan Wheeler explains how they’ve cracked the code.

 

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Cybersecurity

Visa: Keeping Online Merchants Safe From The Pipka Skimmer

A new version of the card skimmer has been found on eCommerce checkout pages, where fraudsters steal consumers' data as it’s entered. The newest sinister iteration of the JavaScript skimmer, Pipka, disappears from the merchant site after the data is stolen — meaning, of course, that it's tough to follow fraudsters' trails. David Capezza, senior director of payment systems intelligence at Visa, tells PYMNTS what’s next in skimming — and how merchants can gird against the bad guys.

 

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Cryptocurrency

Can FATF’s New ‘Travel Rule’ Help Build A Better Crypto Ecosystem?

Cryptocurrency suffers from a legitimacy problem — the view that the digital payment methods appeal to no one more than bad actors. Yet, can new guidance on the regulation of crypto exchanges from the global standards body Financial Action Task Force (FATF) change that? Trulioo Chief Operating Officer Zac Cohen tells Karen Webster why more transparency could build a better case for cryptocurrency, and what’s coming next.

 

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Visual Commerce

Why Visually Enabled Retail Is Fast Coming Into View

It’s not only voice that is taking over retail — visual commerce is gaining steam,and will become increasingly important in the new decade. Samuel Mueller, CEO and co-founder at Scandit, talks with PYMNTS about using visuals and mobile tech in a range of retail functions — and why healthcare is another ripe opportunity for the tech.

 

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SMB Receivables Gap: Breaking The Trade Credit Cycle Playbook™

NEW DATA: Two-Thirds Of SMBs Show Interest In Immediate Payments To Boost Cash Flow

Add up all the discounts that suppliers offer buyers to get paid early and it would amount to $1.7 trillion. Immediate payments can help suppliers to more cost-effectively bridge the $3.1 trillion trade receivables gap, yet only 13 percent of small businesses (SMBs) have ever been offered the option. In the new SMB Receivables Gap: Breaking The Trade Credit Cycle Playbook, PYMNTS surveys more than 1,000 businesses to explore the need for immediate payments, and quantify — in dollars and cents — how buyers and suppliers see their potential to optimize cash flow.

 

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