| Welcome: Nompu Siziba Market Watcher: David Oberholzer – Analyst, Nitrogen Fund Manager What would Cosatu’s bailout plan entail? Nazmeera Moola – Head: SA investments, Investec & Martin Kingston – Deputy President, Busa Business confidence declined - Sacci: Richard Downing – Economist, Sacci Weak steal demand widens ArcelorMittal’s loss: Kobus Verster – CEO, ArcelorMittal Sars will now be using AI to try and limit tax evasion: Edward Keitswetter – Sars Commissioner Fintech makes credit more accessible to female informal traders: Nicky Swartz – Founder, Spoon Money | 