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💵 Today’s Top Stories |
| | One bank account isn’t enough according to Clark Howard. If you’re a couple, two isn’t enough either. Here’s why – and how many accounts you should have. Read more. |
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| | People are reluctant and afraid to move forward with home improvement projects right now, Clark says. But if your finances are solid and your job is secure, it’s a good time for it. Read more. |
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| | You spend your working life stockpiling money into retirement accounts. What happens when it’s time to withdraw? Can you take money out whenever you want? Read more. |
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| | This heavily-marketed credit card offers less than the benchmark 2% cash back. So why could it be worth it, depending on your habits? Read more. |
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💸 Today’s Top Savings Rates |
Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of July 16, 2025. |
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See All Rates | High Yield Savings Accounts Calculator |
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🚘️ Autonomous Cars: To Speed or Not To Speed? |
Speed kills. It’s a slogan that sometimes appears on electronic traffic boards. But it’s also statistically true. |
However, who among us has never gone 5 mph over the speed limit? |
The debate about the safety of autonomous vehicles has drifted into the speed category. |
Google’s Waymo recently found that 33 to 49% of human drivers in Phoenix and San Francisco drive over the speed limit. But it has programmed its vehicles to comply with local speed limits. It will even go below the speed limit in construction areas. |
Contrast that with Tesla’s self-driving. Tesla, of course, is playing catch-up to Waymo, but is viewed as the current competition. The electric vehicle (or tech) company has been “caught in 4k,” as the kids say, going over the speed limit on social media videos. |
According to reporting, Tesla’s Model Y owner’s manual describes a setting called “Max Speed Offset. |
It reads: |
Set the percentage offset over the currently detected speed limit that Full Self-Driving (Supervised) can drive if it is necessary to drive faster than the speed limit to match the flow of traffic.” |
Hopefully, continued data will reveal the safest possible practices for self-driving cars. And that the net result will be safer driving conditions than human-only. |
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📊 Stat of the Day |
💰️ $10,000: The maximum amount that taxpayers, even those who don’t itemize deductions, can deduct for interest on auto loan payments on new, American-made cars from 2025-28. (There are some income limits.) This is part of the new, large tax-cut law. |
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💰️ Deal Alert: Today’s Top Deals |
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🎙️ Podcast |
 | Full Show: Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect |
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What’s the best time to take Social Security? Fiduciary financial advisor Wes Moss breaks down several scenarios to help you optimize your Social Security check. Also, target date funds have long been a popular option as a “set it and forget it” easy button for investing. Wes shares why this “TV dinner” of investing is a good – but not perfect – option. |
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☎️ Need Money Help? |
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. |
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