Your trusted ally for fast, transparent, and reliable alternative mortgage solutions in BC, AB, and ON.
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Your premier alternative mortgage lender.

In a market that’s constantly changing, you need a lending partner who provides speed, clarity, and solutions you can count on.


At PHL, we’re invested in your success. Since 2006, we’ve funded over $3 billion in deals by focusing on what brokers like you need most:

  • Speed and Efficiency: We offer fast approvals, with commitments often issued within 24 hours for residential deals, ensuring you can close on a rush basis when needed. 

  • A Common-Sense Approach: Our process is streamlined. We focus on the property and a clear exit strategy, which means no income docs or bank statements are required for your borrower.

  • Flexible Solutions: We provide first and second mortgages for a wide range of properties, including residential, commercial, construction, and land across major urban centres in British Columbia, Alberta, and Ontario.

We build lasting relationships based on trust and transparency, empowering you with the tools and support you need to grow your business.


Ready to see how we can help you close your next deal?

View Our Lending Guidelines
Request Our Latest Rates
We loan to residential, commercial, construction, and land.


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